TMH is proud to be an M Member Firm. M Member Firms are recognized leaders in the wealth transfer and executive benefits markets. Through long-term relationships with major insurance companies, Member Firms are well positioned to deliver customized insurance, benefits, and investment solutions designed for the complex needs of their clients.

M Financial was founded on the principle that “off-the-shelf” products often do not meet the needs of the ultra-affluent and corporate markets. For more than 35 years, M Financial has worked closely with some of the nation’s most prestigious insurance carriers and investment firms to pioneer some of the industry’s most innovative solutions. The client base of Member Firms represents the ultra-affluent marketplace. Access to mortality experience, combined with the collective buying power of these clients, translates into the ability to create proprietary products designed specifically for wealth preservation, wealth transfer, and executive benefits programs. These products are available exclusively to the clients of M Member Firms.

M Firms have their own underwriters at each of the M Carriers. They understand we are generally insuring wealthy people who take care of themselves. This may enable us to get a better underwriting result with lower insurance costs for our clients.

M Financial Re, a life reinsurance company owned by M Financial reinsures a large percentage of the business Member Firms write, providing Members with an equity stake in their business. M Financial Re also aligns the interests of producers and carriers for quality business and helps to facilitate strong relationships between Partner Carriers and M Financial. M Financial Re is a subsidiary of M Financial.

 

M FINANCIAL. A DIFFERENT APPROACH TO INSURANCE PLANNING

Our resources and knowledge allow us to create customized financial solutions while providing personal attention. As a Member of M Financial Group, TMH strives to deliver a significant added value gained from a dynamic business relationship that unites experience, innovation, and service with products designed to help meet the needs of the affluent and corporate markets.

 

Member Firms of M Financial Group represent some of the best and most successful professionals in the industry, maintaining an entreprenurial spirit while remaining firm rooted in their communities. For you, the advantage is proprietary insurance policies typically with significantly lower cost, from some of the top rated insurance companies in the country. Furthermore, as the mortality experience for the affluent continues to improve, the benefit of lower premiums is passed on to you as an existing client.

 

ALERA GROUP

Alera Group, formed in early 2017, has over 1,000 employees serving thousands of clients nationally. Alera has specialists in employee benefits, property and casualty, risk management and wealth management. Alera was created by the merging of 24 high-performing, entrepreneurial firms across the United States. Now, with new partner acquisitions across the country, they are serving clients with national experience and resources paired with local, personalized service.

In 2018, Tippett Moorhead and Haden became an Alera Group company. As a result, TMH has access to the resources, technical experience and best practices of a large national firm, while maintaining our personalized, local relationships. The innovative culture of Alera Group allows us to collaborate with national partners to meet your benefit needs.